Source of Wealth: how to build a dossier that passes
The source-of-wealth dossier is the most important document of the Swiss transfer. What it contains, how it is built, where it goes wrong.
What it really is
A documentary narrative that reconstructs how the client's wealth was formed. Declaring is not enough: every layer (work, business, inheritance, investments, disposals) must be documented.
Standard structure
(1) Biographical and professional background. (2) Chronology of wealth formation. (3) Supporting documents for each phase. (4) Tax compliance certifications. (5) Possible independent audits.
Common mistakes
Dossiers too brief ("I worked 20 years in finance"). Documents without translation. Discrepancies between current wealth and historical flows. Undocumented periods. Unexplained offshore assets.
Languages and apostille
Documents in Chinese, Russian, Arabic, Hindi require apostille and sworn translation. We coordinate the entire process, including for public documents from non-Hague Convention countries.
The right dossier opens doors
A well-built dossier is accepted by 3-5 banks in parallel. An improvised dossier closes them one by one.
Write to us in fluent Italian, English or French. Within the team we also speak German, Spanish, Portuguese, Russian, Chinese and Arabic — available upon request.
The first written exchange checks whether we can help. Personalised advice and coordination require an agreed paid mandate. Please do not send sensitive documents through this form.
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